For many, the family pet is an integral part of the family, and it’s, therefore, crucial to have access to quality veterinary care in the event of an emergency.
Unfortunately, the cost of veterinary care is often expensive. For some, the high expense of treatment when an unexpected accident or illness occurs is impossible to cover.
That’s where pet insurance comes in.
Finding The Best Pet Insurance
With a good pet insurance policy, pet owners can access health care for their pet without breaking the bank. Luckily, the state has plenty of great insurance options, and in the article that follows, we’ve listed the five providers that offer the best pet insurance in Connecticut.
When you’re shopping for pet insurance or any other insurance in Connecticut, it’s absolutely vital that you do your research. There are many pet insurance providers in the state with different plan options and rates.
Many different elements go into determining insurance rates, which is important to keep in mind when obtaining quotes. Some of these factors include the age and breed of your animal, as well as the average cost of care in your state.
This article scrutinizes the coverage, cost, and customer service provided by more than 30 pet insurance companies, ending on the five top companies we feel offer the best pet insurance in Connecticut.
Best Pet Insurance Companies In Connecticut
Healthy Paws Pet Insurance
|Monthly Costs||Starts at $32.83 for dogs and $17.19 for cats|
|Coverage||70 percent to 90 percent reimbursement after deductible depending on the plan|
|Deductible||Ranges from $100 to $500 annually depending on the plan|
Healthy Paws is an industry leader, offering some of the broadest coverage options available.
Policies are available for cats and dogs aged eight weeks to 14 years. The company accepts claims in several ways, including a secure online portal or the company’s mobile app.
Reimbursements are typically processed and paid out within ten days of submission. Healthy Paws has an A+ rating from the BBB and over the past three years has responded to all of its 48 complaints.
With the details listed above, you should have a good understanding of where to find the best pet insurance in Connecticut and feel confident when negotiating a policy that works best for you and your pet.
Banfield Pet Hospital
|Monthly Costs||Starts at $33.95 for dogs and $23.95 for cats|
|Coverage||100 percent coverage|
While Banfield Pet Hospital doesn’t offer insurance in the traditional sense, its wellness plans provide pet owners with an all-inclusive preventative care plan that includes routine check-ups, vaccinations, and other preventative measures to keep pets in good health and to catch unexpected illness before it’s too late.
Plans are available for cats and dogs aged six weeks and older (rather than the more usual eight weeks). For the costs to be covered, customers must take their pet to one of the company’s pet hospitals. Since all costs are included in the plan’s monthly rate, which is below national average premiums, there is no need to submit claims.
Banfield has an A+ rating from the Better Business Bureau, despite a high proportion of complaints, possibly since the company has responded to all in a timely fashion.
PetFirst Pet Insurance
|Monthly Costs||Starts at $16.95 for dogs and $8.95 for cats|
|Coverage||Ranges from 70 percent to 90 percent depending on the plan|
|Payout Limits||$5,000, $10,000, or $20,000 annually depending on the plan|
|Deductible||Ranges from $50 to $500 per incident|
PetFirst is one of the only pet insurance providers to offer plans that specifically provide care tailored to the needs of senior dogs.
The company has plans for dogs and cats of all ages, however, beginning at eight weeks with no upper age limitations. PetFirst’s starting rate for minimum coverage is less than half of the national average for monthly premiums.
Claims can be submitted in several ways, including PetFirst’s secure online portal, which is also useful for managing account specifics. Reimbursements are typically issued within ten days of claims processing. PetFirst’s A+ rating from the BBB takes into account the low amount of complaints logged within 12 months.
Petplan Pet Insurance
|Monthly Costs||Starts at $29.16 for dogs and $18.19 for cats|
|Coverage||70 percent to 90 percent reimbursement after deductible|
|Payout Limits||$2,500 to unlimited depending on the plan|
|Deductible||Ranges from $250 to $1,000 annually|
Petplan’s customer service is exemplary, which is proven by its large number of positive reviews, as well as its A+ rating from the BBB.
It offers policies for cats and dogs aged six weeks and older and covers an extensive list of conditions and treatments.
Starting rates from Petplan are below the national average monthly premiums, and claims are generally paid out within ten business days.
ASPCA Pet Insurance
|Monthly Costs||Pricing is competitive and depends upon the plan chosen with coverage for a mixed breed dog showing $23.39 per month|
|Coverage||70 percent, 80 percent or 90 percent|
|Payout Limits||Ranges from $5,000 to unlimited|
|Deductible||$100, $250 or $500|
ASPCA pet insurance is available for cats and dogs as young as eight weeks with no upper age restrictions.
The company’s plans are comprehensive, with coverage for a wide array of treatments and conditions. Claims are simple to submit and can be sent in through several channels, including the ASPCA mobile app.
There’s an online quote calculator which can provide specific costs, with starting rates for ASPCA pet insurance well below national average monthly premiums.
The company’s policies are administered by Crum + Forster, which has an A+ rating from the BBB and only four complaints on record for the previous 12 months.
*While we make every effort to keep our site updated, please be aware that “timely” information on this page, such as quote estimates, or pertinent details about companies, may only be accurate as of its last edit day. Huntley Wealth & Insurance Services and its representatives do not give legal or tax advice. Please consult your own legal or tax adviser.