Mother nature has no preference or bias when it comes to destruction. Hurricanes, earthquakes, tornadoes, sinkholes, and more natural disasters have played a hand in the fall of small businesses. Some natural forces, such as storms, usually have warnings such as clouds in the sky. But sometimes there is no warning, and those left unprepared tend to suffer the most. Protect your small business by having an emergency plan ready for any disaster situation.
Forbes has recently put out an article discussing ways to protect your small business from natural disasters. The article discusses everything from developing a back-up communications plan to banding together with the local community. Use this guide to secure your small business’s future.
Communication between employer and employees is key to any businesses function. If the power went out due to a natural disaster, how would you communicate with your crew? Additionally, what would happen if the physical location of your business is unusable where could your employees work from? These are the kinds of situations that kill small business, but it does not have to happen.
In order to prevent a natural disaster from ruining your business, draw up an emergency plan and discuss it with employees. Assign people to be in charge if something leaves the leader incapacitated, and make sure everyone knows the location of the emergency aid kit. If you do not have a kit already they are a great way to stay prepared. Of course, it helps to keep the plan and discussion open with employees so everyone is on the same page.
In the digital age many people are moving away from using paper filing methods to keep track of sales, leads, client info, and more. If your business still uses paper filing methods consider storing vital information off-site and make copies as needed. This provides you with a back-up of all important business information and some peace of mind. On the other hand, many have begun taking advantage of cloud technology.
Yet, for all technology has done, it is still as vulnerable to natural disasters. Floodwaters can destroy hard drives, and earthquakes can collapse buildings. So if you are using paper, or using a desktop’s hard drive to store your business’s most vital data, take a look into the cloud. If you have to, use all 3 methods of backing up data.
Rally The Community
When disaster strikes, it’s important to remember that you are not the only one affected. A natural disaster can leave an entire community in turmoil, not just small businesses. If your business is miraculously left untouched or minimal damage after a catastrophe, lend a hand to those who weren’t so lucky. It will help restabilize the local economy, which is good for everyone and puts your business in good standing with other businesses and consumers.
We Have Insurance For That
One of the best ways to protect your small business is business insurance. There are policies for liability issues as well as plans for natural disasters. If you have business insurance but are not sure of your policy covers natural disasters ask your call your provider. Knowing what you are and what you are not covered for goes a long way in planning for the future.